TRID grace period bill looks for a plan B

However, the year-end spending bill was announced late Tuesday, and the Homebuyers Assistance Act failed to make the list. TRID grace period bill looks for a plan B | 2015-12-16 | HousingWire Sign In

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BLOG VIEW: The date is here Oct. 3, 2015. For months, the mortgage industry has been bracing itself for the implementation of the Consumer Financial Protection Bureau’s (cfpb) tila-respa integrated Disclosure rule (TRID), which will have a sweeping effect on lenders, settlement agents, brokers and consumers.

Tying it to appropriations bill to avoid veto. The Homebuyers Assistance Act, H.R. 3192, which passed the House in October by a vote of 303-121, has yet to make its way to the Senate and the president has threatened to veto it if it gets to his desk. The bill provides a four-month grace period for businesses that are working in good faith.

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However, there has been activity in Congress to make a formal TRID grace period official through legislation, though nothing has actually passed yet. A vote is scheduled this week in the House on H.R. 3192 which includes a TRID grace period through the end of the year.

A mismatch sends up a red flag and causes the IRS computers to spit out a bill. If you receive a tax form showing. retirement accounts by the end of each year. However, there’s a grace period for.

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Just four days later, the House of Representatives voted to pass the Homebuyers Assistance Act. The Act is a bipartisan bill that provides a "hold harmless" grace period through February 1, 2016 that will protect the mortgage industry from enforcement actions if they make a good faith effort to comply with TRID regulations.

 · Such are the reasons why the House of Representatives passed a bill, H.R. 3192, on October 7 that would provide a statutory grace period for enforcement by.

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Soon after the new tila-respa integrated disclosure rule went into effect Oct. 3, the House of Representatives was scheduled to vote on a bill that would formalize the CFPB’s hold harmless grace period. The House passed H.R. 3192 by a vote of 303 to 121, but how did it get there and what will happen now?

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