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That’s an improvement from the 9.07 percent loan delinquency rate in the state a year earlier. And home loan performance in Texas is much better than the 10.3 percent delinquency that was reported at.
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So this could be the ideal time to buy that home you’ve been eyeing. But suppose you have credit problems or haven’t saved enough for a hefty down payment (20% for most conventional loans)? Data from.
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